Financial Aid

Student reading outside - U of M Financial Aid web header image

Each year, we help students like you find ways to make your education more affordable. Take a look at the financial aid options below.

Undergraduate Degree Students Financial Aid

Types of Aid Available

FAFSA aid (automatically offered to eligible students)

Scholarships (UMTC Undergraduate Scholarship Search Tool)

Grants and waivers (employment, service, demographic, or family related)

Reciprocity programs

SELF loans

Private loans

Tax benefits 

Employer tuition benefits (talk with your employer; U of M offers Regents Scholarship)

Senior Citizen Education Program (SCEP)

Please note that financial aid is limited for students pursuing a second undergraduate degree. Extended Term (nine-month) Online and Distance Learning (ODL) courses do not count toward financial aid, with two exceptions: the Minnesota State Grant and the Minnesota GI Bill allow all ODL courses you are enrolled in during the first two weeks of the semester to be counted.

Undergraduate Certificate Students Financial Aid

Credit certificate students are not eligible for federal financial aid. However, some aid types may require students to complete the Free Application for Federal Student Aid (FAFSA).

Types of Aid Available

Scholarships (UMTC Scholarship Search Tool; options are more limited for undergraduate certificate students)

Grants and waivers (employment, service, demographic, or family related; MN State Grant is awarded to eligible undergraduate certificate students based on FAFSA) 

Reciprocity programs

SELF loans

Private loans (options may be limited for credit certificate students)

Tax benefits 

Employer tuition benefits (talk with your employer; U of M offers the Regents Scholarship)

Senior Citizen Education Program (SCEP) for MN residents

Graduate Degree Students

Types of Aid Available

FAFSA aid (automatically offered to eligible students)

Scholarships (options are more limited for graduate students)

Assistantships 

Graduate School Fellowships and Grants

Traineeships (talk with your department)

Grants and Waivers (employment, service, demographic, or family related) 

International Program Funding

Graduate School funding opportunities

University Trust Fund Loan

SELF loans

Private loans

Tax benefits 

Employer tuition benefits (talk with your employer; U of MN offers the Regents Scholarship for eligible employees)

Senior Citizen Education Program (SCEP) for MN Residents

Graduate Certificate Students

Credit certificate students are not eligible for federal financial aid. However, some aid types may require students to complete the Free Application for Federal Student Aid (FAFSA).

Types of Aid Available

Scholarships (options are more limited for credit certificate students)

Grants and Waivers (employment, service, demographic, or family related)

SELF loans

Private loans (options may be limited for credit certificate students)

Tax benefits 

Employer tuition benefits (talk to your employer; U of M offers the Regents Scholarship)

Senior Citizen Education Program (SCEP) for MN Residents

Non-degree/Guest Students

Non-degree students are not typically eligible for federal financial aid. However, students taking specific prerequisites required for admission to a degree program may be eligible for federal loans and can look into the prerequisite course work certification form.

Types of Aid Available

Scholarships (search tool can be used if registration is active; options are more limited for non-degree students)   

Private loans (Discuss non-admitted (non-degree) student status with private lender before completing an application)

Tax benefits 

Employer tuition benefits (talk with your employer; U of M offers the Regents Scholarship)

AmeriCorps awards 

Military service benefits and educational assistance for dependents of military/police officers (refer to employment, service, demographic, or family-related grants and waivers)

Dislocated Worker Programs

Minnesota Vocational Rehabilitation Services

Senior Citizen Education Program (SCEP) 

Noncredit Students

Financial aid options are limited for students taking noncredit courses. 

Types of Aid Available

Scholarships (options are limited for noncredit students)

  • College scholarships (If your noncredit courses are not offered through CCE, contact the U college or program offering your courses to discuss funding options.)
  • Osher Lifelong Learning Institute scholarships (OLLI students)
  • Non-University scholarships (refer to additional scholarship search resources)

Discounts offered by your program (refer to your program's site)

Employer funding (talk with your employer)

Tax benefits (Lifetime Learning Tax Credit and deductions) 

AmeriCorps awards

Dislocated Worker Programs

Minnesota Vocational Rehabilitation Services

Senior Citizen Education Program (SCEP)